How to explore federal loan repayment options on your own

  • explore repayment options;
  • learn about and apply for federal income-driven repayment plans;
  • pursue Public Service Loan Forgiveness (PSLF) and Temporary Expanded Public Service Loan Forgiveness (TEPSLF), including finding out what steps need to be taken (if any) before to be considered under the limited waiver opportunity;
  • avoid default or get loans out of default;
  • end wage garnishments, tax refund interceptions, or benefit offsets;
  • resolve billing disputes with loan servicers;
  • obtain loan details and information;
  • stop harassing debt collection calls; and
  • apply (in rare cases) for discharges. Weiterlesen